Nottingham Building Society has widened its lending range to be accessible to ex-council flats.
The society will now lend on any flats previously owned or managed as social housing but now part of the private market.
Nottingham will accept lending on these units up to 85% LTV, which applies to both residential and BTL products.
Elsewhere, the mutual is updating how it assesses deposits and purchase routes.
These now include housebuilder gifted deposits, concessionary purchases from landlords and repayment of a director’s loan as a deposit source.
“None of these are niche scenarios — they are the reality of today’s property market,” said Matt Kingston, sales director at Nottingham Building Society.
“Our role as a modern and specialist mutual is to respond to real?world circumstances with clarity and common sense.
“We’re building meaningful momentum through 2026, and these enhancements are another step in ensuring our lending reflects the way people actually move, work and save today.”
