Molo Finance has made a 15 basis-point reduction on HMOs and MUFB BTL mortgage rates.
Two-year fixed rates for HMO and MUFB products now start at 3.23%, while five-year fixed rates start from 4.83%.
Notably, there is no premium for larger HMO or MUFBs with six or more rooms/units, ensuring consistent pricing for investors scaling their portfolios.
The rate changes take hold with immediate effect.
Molo’s full range of mortgage products is accessible in our UK Resident, non-UK resident and expat product guides.
Commenting on the change, Martin Sims, distribution director at Molo said: “Specialist landlords play a pivotal role in the rental market, and they demand competitive finance solutions.
“By reducing HMO and MUFB rates, we are helping intermediaries reduce costs, scale faster, and secure long-term growth for their clients, in this evolving market.”