news | 3 weeks ago | Andreea Dulgheru

Zephyr cuts rates across two- and five-year fixes

Zephyr Homeloans has reduced rates across its two- and five-year fixed-rate mortgages by 16 bps and 6 bps, respectively.


Following the changes, the lender’s standard two-year fixes at 65% LTV now offer rates between 3.64%-5.64% for properties with an A-C EPC rating, and 3.74%-5.74% for those rated D or E.

Meanwhile, the 65% LTV five-year fixes are priced between 4.69%-5.49% for A-C EPC-rated properties, and 4.79%-5.59% for those rated D or E.

These mortgage products are available at different fees — 3%, 5% and 7%.

The company is also offering an 80% LTV five-year fix with no product fee, priced at 6.19% and 6.29% for properties with an A to C-rated EPC and a D or E-rated EPC rating, respectively. 

In addition, Zephyr has reduced stress rate calculations on its two-year fixed rate products.

Paul Fryers, managing director at Zephyr Homeloans (pictured above), said: “Our new rates provide landlords with the choice and flexibility to enable them to find the deal that best suits their budgets.” 

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