Zephyr Homeloans has cut rates across its two- and five-year fixed-rate BTL mortgages by up to 55 bps and 65 bps, respectively.
Properties with an A-C EPC rating can now secure a standard, 65% BTL loan at 4.8% for a two-year fix, or 5.3% for a five-year fix — both options include a 5% product fee.
The lender also lowered rates for its standard 65% LTV BTL mortgages for properties with a D-E EPC rating, which are now priced at 4.9% for a two-year fix and 5.4% for a five-year fix.
Paul Fryers, managing director at Zephyr Homeloans (pictured above), said: “With industry commentators signalling the potential end of the current cycle of base rate increases, we’re pleased to be able to reduce our product rates and provide more compelling and affordable deals for brokers to offer to their landlord customers.”
