Zephyr Homeloans has reduced rates across its two- and five-year fixed-rate mortgages by 16 bps and 6 bps, respectively.
Following the changes, the lender’s standard two-year fixes at 65% LTV now offer rates between 3.64%-5.64% for properties with an A-C EPC rating, and 3.74%-5.74% for those rated D or E.
Meanwhile, the 65% LTV five-year fixes are priced between 4.69%-5.49% for A-C EPC-rated properties, and 4.79%-5.59% for those rated D or E.
These mortgage products are available at different fees — 3%, 5% and 7%.
The company is also offering an 80% LTV five-year fix with no product fee, priced at 6.19% and 6.29% for properties with an A to C-rated EPC and a D or E-rated EPC rating, respectively.
In addition, Zephyr has reduced stress rate calculations on its two-year fixed rate products.
Paul Fryers, managing director at Zephyr Homeloans (pictured above), said: “Our new rates provide landlords with the choice and flexibility to enable them to find the deal that best suits their budgets.”
