Zephyr lowers BTL rates

Following the changes, the lender’s options for properties with an A-C EPC rating are now priced at 3.44% for a two-year fix, and 4.59% for a five-year fix — both available at up to 65% LTV with a 7% fee.

Meanwhile, the products for properties with a D or E EPC rating are offered at 3.54% for a two-year fix, and 4.64% for a five-year fix — also available at maximum 65% LTV with a 7% fee.

The company said that it is also introducing a 0% product fee option on its two-year mortgage products to provide a greater range of options for landlords. 

Paul Fryers, managing director at Zephyr Homeloans, said: “We’re continuing to offer reduced rates to our brokers to enable them to provide a greater range of options for their landlord customers."