Vida cuts BTL rates by up to 40bps

Vida has slashed rates across its BTL product range by up to 40bps.

Section: NEWS

The Vida 36 product with the lowest rate is a five-year fix at 75% LTV with an initial rate of 6.29%.

Alongside the rate reductions on its BTL range, the lender has launched a new limited-edition product extending availability to HMOs and MUBs.

The two-year fixed rate is available up to 75% LTV on Vida 36 at an initial rate of 5.79%.

Similar reductions have been made across its range of retention products.

All products are backed by the Vida service pledge, allowing brokers to request a refund of the £180 application admin fee if they feel they have received anything but excellent service.

Helen Cawthra, head of intermediary relationships at Vida, said: “We are always looking at ways to support our intermediary partners and customers at what is a challenging time for borrowers.

“Today’s rate reductions across our product ranges will provide more options for new and existing borrowers.”

Keywords: Vida, BTL, rate reductions, product, HMO, MUB, Vida service pledge, Helen Cawthra, intermediary partners, lender loan, limited edition

Source: BTL Insider — https://btlinsider.co.uk/vida-cuts-btl-rates-by-up-to-40bps