Skipton International launches limited company lending

Expats and non-UK residents now have a new way to finance limited company portfolios

Section: Products

International property investors operating through a limited company have been given a new finance option.

Skipton International has launched a new Limited Company Lending range aimed at expat and international property investors purchasing or refinancing UK BTL property.

The launch comes amid continued growth in limited company B2L ownership.

Research from Hamptons, part of the Skipton Group, shows that 66,587 new B2L companies were formed in 2025, with 443,272 registered in the UK by the end of the year. Hamptons also reported that around three-quarters of new B2L purchases are now made through limited companies.

Developed for intermediaries, the new lending option combines defined lending criteria with access to dedicated mortgage specialists.

The product can help with purchasing property through a limited company, remortgaging an existing special purpose vehicle portfolio or reviewing ownership structures for UK residential investment property.

Lending is available at up to 65% LTV, with a minimum loan size of £200,000. There is an application fee of £4,999.

Limited companies must have a maximum of two directors or shareholders and must be UK, Guernsey or Jersey incorporated.

The product is aimed at non-UK resident directors only, with EU resident directors acceptable for limited company BTL.

Lucy Lewis, senior manager of mortgage sales at Skipton International, said: “The B2L market has changed, with limited company structures now a much more common route for landlords and investors.

“As a specialist in UK B2L lending for international and expat customers, Skipton International understands the needs of overseas borrowers investing in UK property.

“Limited company lending builds on that experience, giving intermediaries a practical option for eligible non-UK resident directors using SPV structures, supported by specialist criteria, dedicated mortgage specialists and the personal service they expect from Skipton International.”

Keywords: Skipton International, Limited Company Lending, buy to let, Lucy Lewis, Hamptons, landlord

Source: BTL Insider — https://btlinsider.co.uk/skipton-international-launches-limited-company-lending