Fleet Mortgages has reintroduced both zero-fee and fixed-fee five-year fixed rate mortgages.
These are available across both its standard and limited company product ranges, for either purchase or remortgage.
The 75% LTV products come with either a rate of 5.89% for the zero-fee option, or 5.59% for the fixed £3,999 fee option.
Both products have a £25,001 minimum loan option, while the fixed-fee mortgage has a maximum loan size of £750,000.
There is a free valuation available for properties up to £500,000, and an application fee of £199 for each.
“By reintroducing these product options, we can offer advisers and their landlord clients further choice depending on how they want to structure their borrowing,” said Steve Cox, CCO at Fleet Mortgages (pictured above).
“Some will want to keep upfront costs as low as possible, particularly in the current environment, while others will be focused on securing a lower rate over the fixed term, even if that means paying a higher fee at the outset.
“By reintroducing both zero-fee and fixed-fee products, we are ensuring advisers and their clients can select the approach that best fits their financial position and investment plans.”
