Keystone Property Finance has expanded its refurb to let with the introduction of higher LTV products.
Two new short-term products have been added, which increase the maximum LTV available on loans between £100,000 and £1m.
Rolled up options are now available up to 70% LTV, while services options rise to 75% LTV.
Rates on the range, which launched in April 2025, continue to start from 0.85% per month with a maximum term of six months.
Landlords can choose between rolled up interest, deferred until the end of the term or services interest that is paid monthly.
The range is designed to support work such as property upgrades and conversions to HMOs with up to six occupants.
Upon completion, borrowers can then switch onto Keystone’s refurb exit fixed rate products, with rates starting from 4.44%, or redeem the short-term loan.
This refurb exit range is available on two- and five-year fixed rates and offers additional borrowing of up to 80% LTV, subject to underwriting and a free revaluation.
Keystone pays a 1% procuration fee on refurb to let products and brokers receive an additional 0.55% procuration fee where clients proceed onto a refurb exit fixed rate.
“There is a clear appetite for short-term funding that offers a straightforward route onto longer-term finance,” said Elise Coole, managing director at Keystone Property Finance (pictured above).
“This enhancement reflects both the success of the original launch and our wider growth strategy.
“By expanding our short-term offering, we’re reinforcing our end-to-end proposition and further strengthening Keystone’s position in the specialist BTL market.”
