Foundation Home Loans has expanded its BTL offering with a number of fixed fee options as well as an energy efficiency-linked product.
This includes three five-year fixed-rate products across both F1 (clients with an almost clean credit history) and F2 (those financing more specialist property types) ranges.
F1 clients can now access a five-year fixed product at 5.49% with a £4,995 fee, available up to 75% LTV.
F2 clients can choose from two five-year fixed products, both a £7,995 fee and up to 75% LTV. Rates are fixed at 5.64% and 5.74% for HMO and MUFB properties, respectively.
All these products have a minimum loan size of £300,000.
Foundation is also expanding its short-term let range with the introduction of a green five-year fix, priced at 6.09%, available up to 75% LTV, with a 1.25% fee and £500 cashback. This product is only available for properties with an EPC rating of A to C.
“We continue to evolve our buy to let range in response to what brokers and their landlord clients are telling us,” said Tom Jacob, director of product at Foundation Home Loans (pictured above).
“As we approach the end of 2025, our focus remains on maintaining strong broker relationships and ensuring our products continue to meet the needs of a specialist market that values choice, consistency, and common-sense lending.”
