The changes – effective from Friday 27^th January – mark the lender’s third round of rate reductions this month.

The products that have seen rate cuts include:

• a five-year fixed-rate at up to 60% LTV – available for house purchase – which comes with a £1995 fee, £500 cashback, and free standard valuation, now priced at 4.82%
• a two-year fixed-rate at maximum 60% LTV for remortgage clients, which comes with a £1995 fee, £250 cashback and free standard valuation, now available at 4.90%
• a two-year fix-rated option at up to 75% LTV for house purchase, with a £1495 fee, £500 cashback and free standard valuation, now offered at 5.35%
• a fee-free five-year fix now priced at 5.39% at maximum 75% LTV for remortgaging, with remortgage legal service and free standard valuation

Simon Garner, BTL mortgage manager at Accord, said: “We’re so pleased to be able to cut buy-to-let rates even further, ensuring our product range remains as competitive as possible for our brokers and their clients in a rapidly changing environment.

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