91% of brokers expecting at least one more interest rate cut this year

More than half of mortgage brokers (52%) say they expect at least two interest rate cuts before the end of February 2026.

A Landbay survey, which polled the views of 58 brokers, asked the question: “How many interest rate cuts will there be by the end of February 2026?”

More than nine out of every ten brokers (91%) told the BTL lender that they predicted at least one further cut, with less than one in ten (9%) suggesting there would be no more cuts from the MPC over the period.

One in eight of the brokers polled (12%) said they expected three more cuts, with four in every ten (40%) saying they expected two more cuts.

A similar number (40%) said they expected just one cut before the end of February 2026.

Rob Stanton, sales and distribution director at Landbay (pictured above), commented: “Our research shows mortgage brokers are overwhelmingly optimistic about further interest rate cuts, with 91% expecting at least one more this year.

“This confidence reflects a strong belief in continued monetary easing, which could boost borrowing and market activity.

“While brokers clearly see sustained economic support from the Bank of England, I wonder if two cuts before the end of the year might look like wishful thinking following the July inflation figures.”

Keywords: interest rate cuts, mortgage broker survey, Landbay research, Rob Stanton Landbay, Bank of England policy, monetary easing optimism, MPC forecast, broker market confidence, UK inflation July, borrowing boost prediction, February 2026 rate outlook, private rental sector

Source: BTL Insider — https://btlinsider.co.uk/91-of-brokers-expecting-at-least-one-more-interest-rate-cut-this-year