Yorkshire Building Society is bringing its three separate mortgage businesses together under a new ‘Homes’ division.
The move aims to simplify processes, speed up decisions, and deliver more consistent outcomes for customers and brokers.
As part of this transformation, Tom Simpson (pictured above) will become managing director of homes, leading the new division and overseeing strategy, proposition, and distribution across Yorkshire Building Society, Accord Mortgages, and YBS Commercial.
This includes oversight of mortgage advice and Intermediary partnerships, ensuring a consistent approach to growth and customer experience across all brands.
Yorkshire Building Society, Accord and YBS Commercial brands will remain, and Tom will join the Accord board.
The new division will unite the residential, specialist, BTL and commercial mortgages lending functions under one roof.
Tom said: "I’m delighted to take on this new role at such an exciting time. By bringing together three successful businesses, we can deliver a simpler, more connected experience and respond quickly to changing needs.
“Our ultimate goal is to make home ownership easier and more accessible, and this transformation gives us the tools to do just that."
Simon Watson, chief customer officer, added: " This transformation is about making life easier for our customers.
“Whether it’s buying a first home, investing in property, or managing specialist needs, customers will benefit from a more joined-up approach.
“I’m delighted that Tom will lead this new function, bringing his experience and vision to ensure we deliver on our ambition to create a seamless, customer-focused service."
Angela Norman will continue as managing director at YBS Commercial, and Jeremy Duncombe will continue as managing director at Accord Mortgages, both playing key roles within the Homes leadership team.
The transition to the new structure will be complete by 1st January 2026.