YBS Commercial Mortgages is reducing rates across its five-year fixed products by 15bps.
Effective today, this includes offerings for landlords looking for BTL mortgages as well as those requiring support for HMOs and MUFBs.
There are no changes to two-year fixed-rate products.
As a result of these changes, landlords can now access a five-year fixed BTL mortgage with the lender from 4.90% at up to 55% LTV, with a 3% fee.
Meanwhile, a five-year fix for borrowers with a MUFB is now available from 5.65% at up to 65% LTV, with a 2% fee.
Within the range is also a five-year fixed-rate product for semi-commercial properties, starting from 5.95% at up to 65% LTV, with a 2% fee.
“These reductions across our five-year fixed range demonstrate our ongoing commitment to supporting brokers and customers with better choice and value across a wide range of product options,” said Angela Norman, managing director of YBS Commercial Mortgages (pictured above).